Start with your Retirement Ratio.
Then decide.
Step 1 — Start here
Retirement Ratio Session
A focused one-hour conversation where we analyze your income, savings, expenses, and goals to calculate your Retirement Ratio - the single number that tells you exactly where you stand.
If you decide you need continued help, choose a path
Planning Only
$6,000 yr 1
$4,000 yr 2 +
Billed quarterly
Comprehensive retirement planning covering all areas of your financial life. Unlimited check-ins and ongoing access.
Schedule a Free Call
Planning + Investment Management
Everything in Planning Only, plus active management of your investments using our Dual-Engine portfolio approach.
Schedule a Free Call
PLANNING COVERS:
Spending Patterns
Tax Planning
Savings Patterns
Investment Allocation
Life Insurance Coverage
Social Security & Pension Options
Roth Conversions
Estate Planning
And More - Based on Your Needs
Fee comparison based on 2024 Kitces Research on How Financial Advisors Actually Do Financial Planning.
0.85%
Our maximum AUM fee
~1%
Median advisor AUM fee
Retirement income planning
Core service
Investment management
Path 2 only
Tax planning
Core service
Social Security optimization
Core service
Medicare coordination
Coordination
Estate planning coordination
Coordination
How it works.
1
Schedule free intro call
30 minutes to see if we're a good fit.
2
Book Retirement Ratio session
One hour. $350. Complete clarity.
3
Decide how to continue
Choose Planning Only or Planning + Investment Management.